Our Story: TermMonster Term Life Insurance

Fulfilling Your Life Insurance Needs Since 1999

TermMonster empowers our customers to get the best term life insurance quotes possible and make choices from the comfort of their own computers. No need to engage a life insurance agent – no need to make an appointment. Search the entire industry and purchase a policy all on one site.

With TermMonster, the highest quality life insurance can be provided quickly and at the lowest possible price. Our promise to you is clear and simple: We will provide life insurance on your terms because we respect your intelligence and know you're busy.

Please select any of the links below to learn more about our independent life insurance agency. There’s lots of good information here so please use your scroll bar to view the entire page.

 

What Insurance Services We Offer

TermMonster is a leader in providing free online term life insurance quotes, mortgage life insurance quotes, and no medical life insurance quotes. Compare prices and shop online in a secure, private environment.  Or if you prefer, contact our qualified life insurance agents directly to inquire about the other insurance products we offer including:

  • Whole Life Insurance
  • Fixed Annuities
  • Universal Life Insurance (UL)
  • Variable Life Insurance (VUL)

How We Offer Our Insurance Services

TermMonster delivers the best term life insurance rates for you and the people you love. It starts with our vast network of term life insurance providers (over 100 and counting) and proprietary due diligence process. We have gone to extraordinary lengths to ensure the life insurance companies we recommend are financially sound and will be able to keep their promises well into the future. TermMonster’s life insurance agents actively monitor over 1500 life insurance companies and only offer quotes from carriers with an AM Best Rating of A- or better.

Finding the best possible rates for your unique life insurance needs requires technology and TermMonster has deployed the best technology in the industry. Our powerful rate quote technology instantly searches the network for currently available life insurance prices. Policy prices are dynamic and change often so each of our customer’s searches is unique to ensure the prices we quote are accurate and up-to-the-second.

After viewing your term life insurance quotes and selecting a provider, you will schedule a time to briefly speak with one of our highly trained customer associates. This call ensures we have all the information needed to process your application and establishes a convenient time and place for your medical exam. Your satisfaction with the application process directly impacts our customer associate’s compensation. They are paid to help and answer your questions.

Our Terms of Use

TermMonster is committed to providing comprehensive industry-leading security for our customers. You will not find a more secure competitor anywhere! We use McAfee SECURE to certify daily that our site passes rigorous tests and scans to ensure a safe browsing experience. We also employ SSL certificates from Verisign to protect your personal information. Any personal information you enter is encrypted prior to transmission over a secure network. We take Privacy very, very seriously.

Your Satisfaction is Important to Us

TermMonster is committed to providing the #1 Term Life Insurance Shopping Experience anywhere! You’ll never wonder what’s happened to your policy because we’ll keep you in-the-loop and informed until the policy is issued and in your hands. We provide service and support during the entire life insurance application and ownership process. All term life insurance policies delivered by TermMonster come with a 10-day Money Back Guarantee – no questions.

Where We Are Licensed to Offer Life Insurance

David Young, DBA (doing business as) TermMonster, is licensed to offer life insurance products in the following states:

TermMonster is located in Bellevue, WA and has service centers in Charlotte, NC, and San Diego, CA.

How You Can Join Our Team

Employment Opportunities

Review our list of currently available Employment Opportunities and then apply online. TermMonster is an equal opportunity employer.

TermMonster Partner Program

We are always looking to expand our partner network. If you're a company that's looking to deliver financial services offerings to benefit consumers, please contact us

Where You Can Contact Us & Find Out More Information

For Insurance Advice, Questions or Comments

If you need insurance advice please Contact Us or call us at 866-781-4916 for more information. We have professional life insurance agents available to assist you.
We value your feedback and invite you to help make TermMonster the best life insurance site on the planet!


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